---
title: What is accounts?
description: "\"Accounts allow you to distribute funds from your main balance into separate budgets for different purposes. You can create as many accounts as needed and top them up from your main balance.\nEach account can be linked to one or more cards, and those cards will spend only from the funds available in the connected account. This gives you better control over budgeting, team spending, and category-based allocations.\""
---

[Skip to content](https://faq.spendbase.co/en/knowledge-base_spendbase/what-is-accounts-0#main-content)

English

Show submenu for translations

[Customer portal](https://support.spendbase.co/tickets-view?hsLang=en)

![dark=on (1).png\]](https://faq.spendbase.co/hs-fs/hubfs/dark=on%20(1).png?height=31&name=dark=on%20(1).png)

Open main navigation

Close main navigation

- English
  
  Show submenu for translations
- [Customer portal](https://support.spendbase.co/tickets-view)
- Go to www.spendbase.co

 Go to www.spendbase.co

 Hello. How can we help you?

- There are no suggestions because the search field is empty.

1. [Home](https://faq.spendbase.co/en/knowledge-base_spendbase?hsLang=en)
2. [Money US](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en)
3. [General](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#general)

# What is accounts?

 Accounts allow you to distribute funds from your main balance into separate budgets for different purposes. You can create as many accounts as needed and top them up from your main balance.  
Each account can be linked to one or more cards, and those cards will spend only from the funds available in the connected account. This gives you better control over budgeting, team spending, and category-based allocations. 

- [I’m an actual user](https://faq.spendbase.co/en/knowledge-base_spendbase/im-an-actual-user?hsLang=en)
- [I’m interested in Spendbase services](https://faq.spendbase.co/en/knowledge-base_spendbase/im-interested-in-spendbase-services?hsLang=en)
- [Getting started](https://faq.spendbase.co/en/knowledge-base_spendbase/getting-started?hsLang=en)
- [Frequently Asked Questions](https://faq.spendbase.co/en/knowledge-base_spendbase/frequently-asked-questions?hsLang=en)
- [Integrations](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#main-content)

    - [Overview](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#overview)
    - [Manage integrations](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#manage-integrations)
    - [Identity providers](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#identity-providers)
    - [Direct API integrations](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#direct-api-integrations)
    - [Expense/Accounting software](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#expense-accounting-software)
    - [HRIS systems](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#hris-systems)
    - [Browser extensions](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#browser-extensions)
- [Applications](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#main-content)

    - [General](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#general)
    - [Adding applications](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#adding-applications)
    - [Managing applications](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#managing-applications)
    - [Applications data syncing](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#applications-data-syncing)
- [Settings](https://faq.spendbase.co/en/knowledge-base_spendbase/settings?hsLang=en#main-content)

    - [Team settings](https://faq.spendbase.co/en/knowledge-base_spendbase/settings?hsLang=en#team-settings)
    - [Account settings](https://faq.spendbase.co/en/knowledge-base_spendbase/settings?hsLang=en#account-settings)
- [Procurement](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#main-content)

    - [General](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#general)
    - [Approval flow](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#approval-flow)
    - [Procurement Request](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#procurement-request)
    - [Slack App](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#slack-app)
- [Money EU](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#main-content)

    - [General](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#general)
    - [Identity verification](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#identity-verification)
    - [Top up/Loads](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#top-up-loads)
    - [Profile](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#profile)
    - [Withdraw/Send out](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#withdraw-send-out)
    - [Banking](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#banking)
    - [Mobile wallet](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#mobile-wallet)
    - [Transactions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#transactions)
    - [Security](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#security)
- [Money US](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#main-content)

    - [General](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#general)
    - [Top up](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#top-up)
    - [Withdraw](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#withdraw)
    - [Usage](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#usage)
    - [Transactions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#transactions)
    - [Fees & refunds](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#fees-refunds)
    - [Issues](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#issues)
    - [Access & login](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#access-login)
    - [Roles & permissions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#roles-permissions)
    - [Team management](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#team-management)
    - [Reports & statements](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#reports-statements)
    - [Payments & automation](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#payments-automation)
    - [Account closure](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#account-closure)
    - [Security](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#security)
- [Discounts](https://faq.spendbase.co/en/knowledge-base_spendbase/discounts?hsLang=en)

[![](https://faq.spendbase.co/hs-fs/hubfs/spendbase_light.png?width=480&height=80&name=spendbase_light.png)](http://www.spendbase.co)

Cost down ⬇️ Usage up ⬆️

<https://www.linkedin.com/company/spendbase/> <https://x.com/Spendbaseapp/status/1869013065355739478>

Copyright © 2026, Spendbase