--- title: What if I spend money in a currency I don’t have in my account? description: What if I spend money in a currency I don’t have in my account? --- [Skip to content](https://faq.spendbase.co/en/knowledge-base_spendbase/what-if-i-spend-money-in-a-currency-i-dont-have-in-my-account#main-content) English Show submenu for translations [Customer portal](https://support.spendbase.co/tickets-view?hsLang=en) ![dark=on (1).png\]](https://faq.spendbase.co/hs-fs/hubfs/dark=on%20(1).png?height=31&name=dark=on%20(1).png) Open main navigation Close main navigation - English Show submenu for translations - [Customer portal](https://support.spendbase.co/tickets-view) - Go to www.spendbase.co Go to www.spendbase.co Hello. How can we help you? - There are no suggestions because the search field is empty. 1. [Home](https://faq.spendbase.co/en/knowledge-base_spendbase?hsLang=en) 2. [Money EU](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en) 3. [Transactions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#transactions) # What if I spend money in a currency I don’t have in my account? If you make a purchase in a currency that’s not available in the account linked to your card, the amount will be automatically converted. The conversion is based on the ECB reference rate, with an additional Mastercard currency conversion fee applied at the time of the transaction. 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