---
title: What about cards?
description: Are the funds kept on each card separately? Is it necessary to top-up funds on each card separately?
---
[Skip to content](https://faq.spendbase.co/en/knowledge-base_spendbase/what-about-cards#main-content)
English
Show submenu for translations
[Customer portal](https://support.spendbase.co/tickets-view?hsLang=en)
![dark=on (1).png\]](https://faq.spendbase.co/hs-fs/hubfs/dark=on%20(1).png?height=31&name=dark=on%20(1).png)
Open main navigation
Close main navigation
- English
Show submenu for translations
- [Customer portal](https://support.spendbase.co/tickets-view)
- Go to www.spendbase.co
Go to www.spendbase.co
Hello. How can we help you?
- There are no suggestions because the search field is empty.
1. [Home](https://faq.spendbase.co/en/knowledge-base_spendbase?hsLang=en)
2. [I’m an actual user](https://faq.spendbase.co/en/knowledge-base_spendbase/im-an-actual-user?hsLang=en)
# What about cards?
## Are the funds kept on each card separately? Is it necessary to top-up funds on each card separately?
Absolutely not. Each card is endowed with a designated limit, eliminating the need for manual fund transfers. These limits are automatically replenished during transactions, aligning precisely with the predefined limits.
Behind the scenes, we establish an account for you with a trusted banking partner. Consequently, your transactions don't involve topping up a generic application; rather, they directly access your personal bank account. This cohesive integration ensures a seamless experience.
Feel free to fund your account from your existing bank account or opt for alternative methods, offering you the flexibility you need. At Spendbase, we prioritize convenience and financial autonomy, empowering you to manage your resources with utmost ease.
- [I’m an actual user](https://faq.spendbase.co/en/knowledge-base_spendbase/im-an-actual-user?hsLang=en)
- [I’m interested in Spendbase services](https://faq.spendbase.co/en/knowledge-base_spendbase/im-interested-in-spendbase-services?hsLang=en)
- [Getting started](https://faq.spendbase.co/en/knowledge-base_spendbase/getting-started?hsLang=en)
- [Frequently Asked Questions](https://faq.spendbase.co/en/knowledge-base_spendbase/frequently-asked-questions?hsLang=en)
- [Integrations](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#main-content)
- [Overview](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#overview)
- [Manage integrations](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#manage-integrations)
- [Identity providers](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#identity-providers)
- [Direct API integrations](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#direct-api-integrations)
- [Expense/Accounting software](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#expense-accounting-software)
- [HRIS systems](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#hris-systems)
- [Browser extensions](https://faq.spendbase.co/en/knowledge-base_spendbase/integrations?hsLang=en#browser-extensions)
- [Applications](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#main-content)
- [General](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#general)
- [Adding applications](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#adding-applications)
- [Managing applications](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#managing-applications)
- [Applications data syncing](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#applications-data-syncing)
- [Settings](https://faq.spendbase.co/en/knowledge-base_spendbase/settings?hsLang=en#main-content)
- [Team settings](https://faq.spendbase.co/en/knowledge-base_spendbase/settings?hsLang=en#team-settings)
- [Account settings](https://faq.spendbase.co/en/knowledge-base_spendbase/settings?hsLang=en#account-settings)
- [Procurement](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#main-content)
- [General](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#general)
- [Approval flow](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#approval-flow)
- [Procurement Request](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#procurement-request)
- [Slack App](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#slack-app)
- [Money EU](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#main-content)
- [General](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#general)
- [Identity verification](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#identity-verification)
- [Top up/Loads](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#top-up-loads)
- [Profile](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#profile)
- [Withdraw/Send out](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#withdraw-send-out)
- [Banking](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#banking)
- [Mobile wallet](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#mobile-wallet)
- [Transactions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#transactions)
- [Security](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#security)
- [Money US](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#main-content)
- [General](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#general)
- [Top up](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#top-up)
- [Withdraw](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#withdraw)
- [Usage](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#usage)
- [Transactions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#transactions)
- [Fees & refunds](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#fees-refunds)
- [Issues](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#issues)
- [Access & login](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#access-login)
- [Roles & permissions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#roles-permissions)
- [Team management](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#team-management)
- [Reports & statements](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#reports-statements)
- [Payments & automation](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#payments-automation)
- [Account closure](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#account-closure)
- [Security](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#security)
- [Discounts](https://faq.spendbase.co/en/knowledge-base_spendbase/discounts?hsLang=en)
[](http://www.spendbase.co)
Cost down ⬇️ Usage up ⬆️
Copyright © 2026, Spendbase