---
title: How do I open a payment account on the Spendbase platform?
description: How do I open a payment account on the Spendbase platform?
---
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3. [General](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#general)
# How do I open a payment account on the Spendbase platform?
**Eligibility requirements**
To access and use Spendbase Money features, your company must meet the following criteria:
• Be registered within the UK or the EEA.
• Operate within permitted business sectors.
• Shareholders and directors must be at least 18 years old.
• Neither the shareholders nor the directors can be registered in countries prohibited by our policies.
**Activation steps**
1. Log in/Sign up: Access your Spendbase account.
2. Go to the Money tab and click ‘Get Started’.
3. Enable 2FA: activate two-factor authentication.
4. Submit company info: provide company details, registration address, documents, shareholders, and directors' details.
Documentation preparation
Be prepared to provide relevant company documents at each step, such as formation documents, proof of address, and personal identification for stakeholders.
**Verification process**
After applying, you will be directed to a pending verification screen. Verification can take up to 36 hours. Once verified, you will receive an email and in-system notifications about the outcome. If approved, you will be granted access to the payment account and other features. If rejected, you will not be able to use the Money. You can go ahead and apply, or you can contact our support team for help.
- [I’m an actual user](https://faq.spendbase.co/en/knowledge-base_spendbase/im-an-actual-user?hsLang=en)
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- [General](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#general)
- [Adding applications](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#adding-applications)
- [Managing applications](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#managing-applications)
- [Applications data syncing](https://faq.spendbase.co/en/knowledge-base_spendbase/applications?hsLang=en#applications-data-syncing)
- [Settings](https://faq.spendbase.co/en/knowledge-base_spendbase/settings?hsLang=en#main-content)
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- [Procurement](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#main-content)
- [General](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#general)
- [Approval flow](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#approval-flow)
- [Procurement Request](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#procurement-request)
- [Slack App](https://faq.spendbase.co/en/knowledge-base_spendbase/procurement?hsLang=en#slack-app)
- [Money EU](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#main-content)
- [General](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#general)
- [Identity verification](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#identity-verification)
- [Top up/Loads](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#top-up-loads)
- [Profile](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#profile)
- [Withdraw/Send out](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#withdraw-send-out)
- [Banking](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#banking)
- [Mobile wallet](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#mobile-wallet)
- [Transactions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#transactions)
- [Security](https://faq.spendbase.co/en/knowledge-base_spendbase/money-eu?hsLang=en#security)
- [Money US](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#main-content)
- [General](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#general)
- [Top up](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#top-up)
- [Withdraw](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#withdraw)
- [Usage](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#usage)
- [Transactions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#transactions)
- [Fees & refunds](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#fees-refunds)
- [Issues](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#issues)
- [Access & login](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#access-login)
- [Roles & permissions](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#roles-permissions)
- [Team management](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#team-management)
- [Reports & statements](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#reports-statements)
- [Payments & automation](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#payments-automation)
- [Account closure](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#account-closure)
- [Security](https://faq.spendbase.co/en/knowledge-base_spendbase/money-us?hsLang=en#security)
- [Discounts](https://faq.spendbase.co/en/knowledge-base_spendbase/discounts?hsLang=en)
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